Do you have to be totally out of debt to apply for candidacy?

No. Candidacy is a season of preparation prior to making application for missionary service. It is during candidacy that you would be expected to either eliminate your debt or present a way in which you intend to manage debt while receiving a modest missionary allowance. Please do not allow debt alone prevent you from applying for candidacy. Many missionaries can relate amazing stories of God’s provision which allowed them to mobilize to the field. Please be in prayer about such matters and drop us a line as well here.